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Terms of Service

Effective Date: January 12, 2026

Website: HOAVER.com

Jurisdiction: United States

These Terms govern your use of HOAVER.com. By accessing the platform, you agree to these terms.

1. Eligibility

You must be at least 18 years old and affiliated with a participating HOA.

2. Account Responsibilities

You are responsible for maintaining the confidentiality of your login credentials.

3. Platform Usage

You agree to use HOAVER only for lawful HOA‑related purposes. You may not upload illegal, abusive, or infringing content.

4. Payment Services

Payments are processed by third‑party providers chosen by HOA administrators. HOAVER is not responsible for payment disputes, refunds, or transaction errors.

5. "Do Not Sell or Share" Statement

HOAVER does not sell or share personal information with third parties for advertising or marketing purposes. No personal data is exchanged for monetary or non‑monetary value.

6. Service Availability

We strive for high uptime but do not guarantee uninterrupted access. Maintenance may cause temporary disruptions.

7. Financial Record Retention

HOAVER may retain financial records for the period required by applicable law, even if a user deletes their account or requests data erasure.

8. Intellectual Property

All platform content is owned by HOAVER and protected by copyright laws.

9. Liability

HOAVER is not responsible for:

The platform is provided "as is" without warranties of any kind.

10. Governing Law

These terms are governed by the laws of the State of Georgia.

11. Contact

For support, contact us via HOAVER.com.